Friday, September 12, 2008

finances - CAN'T MISS EXCITING POST!!do

i think having a toaster oven is going to end up saving me money!
i feel like i can prepare a WHOLE very satisfying meal with it!!
BUUUUT - EVERY MONTH!
1. electric bill ($100 last month)
2. gas bill ($1 but will switch with the lectric when it gets cold)
3. tv/cable ($30?? haven't paid it yeeeet)
4. gym ($60, which I'm not really diggin due to loud annoying music but could be cheaper if I paid for more than one month at a time)
5. Korean lessons! ($120 for six hours of private tutoring)
6. phone ($20ish)
Right there is $330. 

Does it seem reasonable to allot $100 per week?
for foood and entertainment and incidental needs like cleaning supplies?
Then I'd be able to save about half my paycheck every month.

How are all you other post-college new workers doing with this kind of thing? I'm lucky in that I don't have to pay back loans or pay for housing. Do you have budgets? What do they look like? Are you starting to invest or anything like that?
I want to be able to travel...and also to have a safety net while I'm looking for a job in a new town back in the U.S. (like Portland!!)

Should I cut any of my monthly expenses?
I'm thinking about dropping the gym, but I don't know how to force myself to get good exercise. I do walk about an hour a day, but that's not enough for me to be able to fit into Korean-sized skirts or pants. However, I've only gone to the gym three times in the first 11 days. Now that I realize that, I'm gonna go NOWWWW! Man, at this rate, it's $5 per gym visit. That doesn't seem very good :(
aieeeeeeeeeeeeeeeee!

1 comment:

Cheryl said...

What is the dollar exchange rate in Korea? Here, $100 per week would be more than adequate. Your electric bill is pretty big...ours is usually around $200, but that is with 3 people and a 2,400 square foot house. I must admit, us Californians don't have to use the heater or air conditioner very much though. Sounds like you are thinking things through very realistically. I am so proud of you!